How to Assess Security of Tenure and Emulate Mortgages for Financing Semi-Formal Homes: Lessons from Mahila Housing Trust

This technical brief published by WIEGO, looks at innovations made by MHT to improve access to housing finance among poor communities. The brief illustrates the need for and the value created through the innovative loan product and its enabling proceedings; the challenges in the delivery of the collateralized housing loans in order to allow policy makers to remove undue barriers; and serves to share the loan proceedings with other potential lenders in order to enable them to replicate the innovative approach not only in India but also in other low- and middle-income (and possibly even high-income) countries with semi-formal land and housing.